Senior Insurance Broker and Automotive Legal Consultant with 12 years of experience in the Canadian market. She specializes in claims negotiation, policy structuring for high-value assets, and navigating the complexities of provincial regulations between Ontario and Quebec.
Sarah Jenkins is a licensed Registered Insurance Broker of Ontario (RIBO) with extensive experience bridging the gap between consumer rights and insurer policies. After spending the first part of her career as a senior claims adjuster for a major national insurer, she switched sides to advocate for policyholders, offering deep insights into how total loss assessments and liability actually work. Her expertise is particularly valuable for navigating the "No-Fault" systems of Ontario and Quebec, as well as cross-border coverage issues for Canadians driving in the USA. Sarah simplifies the fine print of insurance contracts, explaining the real-world implications of deductibles, endorsements like OPCF 27, and accident forgiveness. She aims to protect drivers from financial exposure by demystifying how premiums are calculated and how claims are processed. Her articles are essential for anyone negotiating a payout or insuring a non-standard vehicle.